After three internal denials from Aetna, a Colorado family postponed their 12-year-old daughter Vivian’s vertebral body tethering (VBT) surgery because out-of-pocket costs could reach $100,000. VBT — approved by the FDA in 2019 and recommended by specialty societies for select growing adolescents — uses a flexible tether to modulate spinal growth and preserve motion. Aetna argues the procedure is outside the standard of care and has higher complication rates than spinal fusion, while many surgeons say accumulating evidence and better patient selection support broader coverage. The family has sued to force coverage as the window for an effective operation narrows.
Insurer Denies Cutting-Edge Scoliosis Surgery for 12‑Year‑Old — Family Sues to Force Coverage

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